The Little Slip of Paper That Kept America From Going Broke: Whatever Happened to Layaway?
Layaway wasn't just a way to shop — it was a discipline. Americans once put Christmas gifts on hold in September, paid a little each week, and took them home only when the balance hit zero. Then came credit cards, one-click ordering, and buy-now-pay-later apps, and the whole idea of waiting until you could afford something quietly became a relic.